Finding the best homeowners insurance in Florida

Finding the best homeowners insurance coverage in Florida is no easy task. With rates increasing and insurance companies pulling out of the state, it’s hard to know where to turn.

A magnifying glass looking at a homeowners insurance policy.

Shopping around can be confusing and time-consuming. Your home is a big investment and you want to make sure it’s protected but what coverage do you need and where can you get it?

A great place to start when looking for the best homeowners insurance is with an independent agent. An independent agent can do the shopping for you. They’ll recommend the coverage you need to meet your goals and they’ll shop various companies to find the best option. At Domain Insurance, we do this every day for our clients.

It’s not enough to just know that you have insurance. Do you know what you have, your deductible, what’s covered, and, more importantly, what’s not covered? We take the time to get to know our clients and understand their needs and their goals. We want to get them the best homeowners insurance to meet their needs.

Cheapest isn’t always best

Although we do shop around for the best prices, the cheapest isn’t always the best. Your coverage not only needs to meet your budget but also provide the protection you need.  We will help determine the type and amount of coverage you need. Then we compare the best providers across the industry. We want you to get the best coverage for the best price.

If you prefer to shop for the best price yourself, be sure you are comparing apples to apples. One policy may be cheaper because it has a higher deductible or provides less coverage than another more expensive policy. It’s more about the value than the cost, for most people.

However, some prefer to save their money and pay any losses themselves. Taking that risk may be fine for some but you want it to be your choice. Make sure you talk to your agent to make sure you have the coverage you expect. When you’re submitting a claim is not the time to find out you don’t have coverage.

If you are looking for the best homeowners insurance in Florida for the best price, give us a call at 239-610-1116 or contact us online. We will review your current policy and compare other options.

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