Flood Insurance in Naples
Flood insurance is a necessity in many areas throughout Naples and surrounding areas. We've seen the damage storm surge and coastal flooding can cause during a hurricane. But there are also other areas away from the coast that can flood in heavy rains. It's comforting to know you are protected if there's even a possibility your home could flood.
In Florida, it's important not only to have hurricane insurance but flood insurance as well. Your hurricane insurance doesn't cover you in the case of storm surge or flooding even if it's caused by the storm. You want to make sure you are fully covered for any type of damage caused by a natural disaster. That includes the structure of your home and everything inside it.
At Domain Insurance, we take the time to get to know our clients and determine what meets their needs and goals. Whether you own a single-family home or condo, you will get the personal attention you deserve, and a plan tailored for you. We make sure you are protected and that you understand every aspect of your insurance.
Do I need flood insurance?
Whether or not you need coverage depends on where you live and your surrounding conditions. You need to consider how close you are to the coast, if there is a body of water nearby, and is there plenty of drainage. There is a flood map that tells you if your property is in a flood zone. That will help determine if you need coverage.
Although flood insurance isn't required by the state, many mortgage companies require it to protect their investment.
It's important to have this type of coverage because it is specific to flooding while other types of policies often exclude flooding. We can help you determine your risk and offer coverage options.